Get Pre-Qualified

Get Pre-Qualified

Get Pre-Qualified

Private Capital
for Real Estate Investors

Private Capital
for Real Estate Investors

True asset-based lending with common sense underwriting up to $10M. No W-2s, paystubs, or tax returns required. Get decisions in 24 hours from investors who understand your business.

Get Pre-Qualified

Get Pre-Qualified

View Loan Products

View Loan Products

Every successful investor knows that timing is everything and the right partnership makes all the difference. Beyond fast capital, we provide deal placement and advisory services to help you identify, analyze, and maximize every opportunity.

Every successful investor knows that timing is everything and the right partnership makes all the difference. Beyond fast capital, we provide deal placement and advisory services to help you identify, analyze, and maximize every opportunity.

Why Choose Modern?

Why Choose Modern?

Everything you need to fund your real estate investments.

True Asset-Based Lending

No income verification required. We focus on the deal and your experience, not paperwork.

True Asset-Based Lending

No income verification required. We focus on the deal and your experience, not paperwork.

True Asset-Based Lending

No income verification required. We focus on the deal and your experience, not paperwork.

Higher Loan Limits

DSCR loans up to $4M, Bridge loans up to $10M - when others cap out, we keep going.

Higher Loan Limits

DSCR loans up to $4M, Bridge loans up to $10M - when others cap out, we keep going.

Higher Loan Limits

DSCR loans up to $4M, Bridge loans up to $10M - when others cap out, we keep going.

Direct Access

Boutique operation means you speak directly to the people who approve your loan.

Direct Access

Boutique operation means you speak directly to the people who approve your loan.

Direct Access

Boutique operation means you speak directly to the people who approve your loan.

Get Pre-Qualified

Get Pre-Qualified

Complete Financing Solutions

Products for every part of your investment lifecycle.

DSCR & Rental Portfolio Loans

Up to $4M for rental properties and multi-property financing solutions

DSCR & Rental Portfolio Loans

Up to $4M for rental properties and multi-property financing solutions

DSCR & Rental Portfolio Loans

Up to $4M for rental properties and multi-property financing solutions

Fix & Flip

$250K-$3M+ renovation capital with flexible terms and fast closings

Fix & Flip

$250K-$3M+ renovation capital with flexible terms and fast closings

Fix & Flip

$250K-$3M+ renovation capital with flexible terms and fast closings

Bridge Loans

Up to $10M quick closing solutions for time-sensitive investment opportunities

Bridge Loans

Up to $10M quick closing solutions for time-sensitive investment opportunities

Bridge Loans

Up to $10M quick closing solutions for time-sensitive investment opportunities

Construction

Ground-up development financing for new construction or major renovations

Construction

Ground-up development financing for new construction or major renovations

Construction

Ground-up development financing for new construction or major renovations

Advisory Services

Deal placement and analysis to identify and maximize investment opportunities

Advisory Services

Deal placement and analysis to identify and maximize investment opportunities

Advisory Services

Deal placement and analysis to identify and maximize investment opportunities

Commercial Loans

Retail, mixed-use, office, industrial, land, and hotel financing options

Commercial Loans

Retail, mixed-use, office, industrial, land, and hotel financing options

Commercial Loans

Retail, mixed-use, office, industrial, land, and hotel financing options

Get Pre-Qualified

Get Pre-Qualified

Our Simple & Fast Process

Our Simple & Fast Process

Everything you need to get funded, all in one place.

Submit Your Application

Submit your deal via email with basic property and borrower information.

Submit Your Application

Submit your deal via email with basic property and borrower information.

Submit Your Application

Submit your deal via email with basic property and borrower information.

Get Approved Quickly

Our team reviews and provides initial feedback within 24 hours.

Get Approved Quickly

Our team reviews and provides initial feedback within 24 hours.

Get Approved Quickly

Our team reviews and provides initial feedback within 24 hours.

Fund Your Project

Fast closing process with direct communication throughout.

Fund Your Project

Fast closing process with direct communication throughout.

Fund Your Project

Fast closing process with direct communication throughout.

Get Pre-Qualified

Get Pre-Qualified

Modern Lending, Proven Results

Modern Lending,
Proven Results

See why investors choose MDRN for their financing needs.

Modern Lending approved my $2.8M DSCR loan in 12 days with no income docs required. They actually understand real estate investing and move at investor speed. Finally found a lender that gets it!

Sarah M. | Multi-Family Investor

Modern Lending approved my $2.8M DSCR loan in 12 days with no income docs required. They actually understand real estate investing and move at investor speed. Finally found a lender that gets it!

Sarah M. | Multi-Family Investor

Modern Lending approved my $2.8M DSCR loan in 12 days with no income docs required. They actually understand real estate investing and move at investor speed. Finally found a lender that gets it!

Sarah M. | Multi-Family Investor

Get Pre-Qualified

Get Pre-Qualified

Don't Let Financing Slow You Down

Don't Let Financing
Slow You Down

Every day you wait with the wrong lender is a day your competition gets ahead.

Missing deals because lenders cap out at lower amounts

Missing deals because lenders cap out at lower amounts

Missing deals because lenders cap out at lower amounts

Losing opportunities to slow approval processes

Losing opportunities to slow approval processes

Losing opportunities to slow approval processes

Getting stuck with inexperienced lenders

Getting stuck with inexperienced lenders

Getting stuck with inexperienced lenders

Get Pre-Qualified

Get Pre-Qualified

Frequently Asked Questions

Find quick answers to the most common lending questions.

What loan amounts do you offer?

We offer loans from $500K to $2.5M for most products, with DSCR loans available up to $4M and bridge loans up to $10M. We can accommodate smaller and larger amounts as needed based on the specific deal.

How fast can you close?

We provide initial feedback within 24 hours of receiving your application. Our boutique operation and direct decision-maker access allows us to move quickly through the approval and closing process without the delays of larger institutional lenders.

Do you require income documentation?

No. We are true asset-based lenders focused on the property and your real estate experience. We don't require W-2s, paystubs, or tax returns. We can even fund DSCR loans on vacant properties.

What property types do you finance?

We finance single-family homes, multi-family properties up to 10 units, condos, townhomes, and mixed-use properties. We handle fix-and-flip projects, rental properties, new construction, and ground-up development. Larger deals are considered case by case.

Which states do you lend in?

We lend in almost every state with few exceptions, though we focus primarily on the East Coast. Contact us to confirm availability in your specific market.

Frequently Asked Questions

Find quick answers to the most common lending questions.

What loan amounts do you offer?

We offer loans from $500K to $2.5M for most products, with DSCR loans available up to $4M and bridge loans up to $10M. We can accommodate smaller and larger amounts as needed based on the specific deal.

How fast can you close?

We provide initial feedback within 24 hours of receiving your application. Our boutique operation and direct decision-maker access allows us to move quickly through the approval and closing process without the delays of larger institutional lenders.

Do you require income documentation?

No. We are true asset-based lenders focused on the property and your real estate experience. We don't require W-2s, paystubs, or tax returns. We can even fund DSCR loans on vacant properties.

What property types do you finance?

We finance single-family homes, multi-family properties up to 10 units, condos, townhomes, and mixed-use properties. We handle fix-and-flip projects, rental properties, new construction, and ground-up development. Larger deals are considered case by case.

Which states do you lend in?

We lend in almost every state with few exceptions, though we focus primarily on the East Coast. Contact us to confirm availability in your specific market.

Frequently Asked Questions

Find quick answers to the most common lending questions.

What loan amounts do you offer?

How fast can you close?

Do you require income documentation?

What property types do you finance?

Which states do you lend in?

Ready to Fund Your Next Deal? Let’s Build Together

Get in touch to discuss your investment financing needs.

Get Pre-Qualified

originations@mdrnlending.com

Ready to Fund Your Next Deal? Let’s Build Together

Get in touch to discuss your investment financing needs.

Get Pre-Qualified

originations@mdrnlending.com

Ready to Fund Your Next Deal?
Let’s Build Together

Get in touch to discuss your investment financing needs.

Get Pre-Qualified

ariel@mdrnlending.com